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PBOC Issues 1-time Credit Repair Policy for Personal Credit Restructuring
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The People's Bank of China (PBOC) has issued a notice regarding the arrangements for implementing a one-time credit repair policy. For individual overdue information with a single amount of not over RMB10,000 from January 1, 2020, to December 31, 2025, if the individual fully repays the overdue debt by March 31, 2026, the overdue information will be hidden in the financial credit information database. In the case where an individual fully repays the overdue debt by November 30, 2025, the overdue information will no longer be displayed in the financial credit information database starting from January 1, 2026. If the overdue debt is fully repaid between December 1, 2025, and March 31, 2026, the financial credit information database will not show the relevant overdue information by the end of the following month. AAStocks Financial News |
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